0845 1770659

Dance Insurance

Specialist insurance for the professional dance teacher.
from/per year £63.30

Dance Insurance

Cover4Dance Dance Insurance has been created by industry professionals with over 50 years of combined experience placing dance insurance for a wide range of businesses, including affinity groups and specialist schemes.

Standard Covers

  • Civil Liability cover up to £5,000,000 for claims arising out of tuition activities
  • Legal Expenses insurance up to a limit of £100,000 per claim
  • £1,000 Business Equipment coverage included as standard (anywhere in the UK)
  • Up to 5 Dance Shows per year (with an audience of up to 500)
Optional Covers

  • Civil Liability can be increased up to £10,000,000
  • Employers Liability - £10,000,000 per event - a legal requirement if you employ any staff
  • Business Equipment can be increased up to £5,000 (anywhere in the UK)
  • Dance Shows cover can be increased up to 20 shows per year (with an audience of up to 500)
  • Personal Accident - cover available for accidental bodily injury to you and your employees. The benefits are as follows: 
  1. Death and capital benefits - £15,000
  2. Temporary total disablement - £50 per week
  3. Temporary partial disablement - £25 per week

With very competitive premiums and minimal administration fees, Cover4Dance Dance Insurance offers broad core coverage alongside value added optional covers for all dance teacher professionals.

Cover4Dance Dance Insurance has been designed to cover professional and amateur dance teachers, and offers one of the widest Dance Insurance policy wordings available.

Cover4Dance Dance Insurance is underwritten by Arch Insurance Group (Europe) Ltd, an FCA regulated A+ rated insurer. Because Cover4Dance Dance Insurance is underwritten by Arch Insurance Group (Europe) Ltd you can have confidence that each policy is backed by a financial group with $5.84 billion in capital.

Civil Liability cover includes Public & Products Liability, Libel and Slander and Professional Indemnity insurances.
  • Public Liability cover can help to protect you against the cost of claims which may be made against you if you negligently cause injury to someone else, or loss or damage to their property, through your actions while you are working as a dance teacher
  • Products Liability cover can help to protect you against the cost of claims which may be made against you if you negligently cause injury to someone else, or loss or damage to their property, through products which you may supply to them in the course of your dance teaching
  • Libel and Slander cover can help to protect you against claims where you are alleged to have defamed another person, either in writing or orally while you are working as a dance teacher. The limit for this part of the cover is £25,000.
  • Professional Indemnity cover can help protect you if claims are brought against you for compensation if you cause harm to another as a result of your professional advice, tuition, or otherwise in the performance of your professional duties as a dance teacher
If an employee is injured or becomes ill as a result of the work they do for you, they may claim compensation from you. Employer's liability insurance will enable you to meet the cost of compensation for your employees' injuries or illness, as well as costs which may be incurred in defending a claim brought against you. If you are not sure if you require this cover, more details can be found in our FAQ - "Do I need employers' liability insurance"
This provides cover for loss or damage to your business equipment. Cover extends to anywhere in the UK, subject to the conditions found in the policy summary and wording. £1,000 of cover is automatically included under the policy. A £250 excess applies.
This provides cover for you and your employees and is valid for 24 hours worldwide with an age limit of 65. The benefits provided are as follows:
  • £15,000 - Death and capital benefits
  • £50 per week - Temporary Total Disablement
  • £25 per week - Temporary Partial Disablement
Should you be arranging dance shows throughout the year, our policy automatically provides cover for your potential liability for loss or injury to the audience for up to 5 shows with a maximum audience size of 250 persons. Should you be arranging a show with a larger audience, please contact us to obtain a quotation.
Legal expenses explained

- Get A Quote -


Premium £53.30
Insurance Premium Tax @ 6% £3.30
Administration Fee £1.50
Total Payable (per year) £63.30

Speak to an adviser

0845 177 0659 Monday to Friday 9.00am - 5.00pm