Dance Insurance Dance Insurance - Cover4Dance Civil Liability

Specialist insurance for Dance Teachers

Cover4Dance dance teachers insurance has been created by Weald Insurance Brokers Ltd who have a wealth of experience placing insurance for a wide range of businesses, including affinity groups and specialist schemes. With very competitive premiums and low administration fees, Cover4Dance dance teachers insurance offers broad core coverage alongside value added optional covers for all dance teachers.

Why do I need insurance?

Mistakes happen, and they can result in damage to a client's property, or even worse, a client may be seriously injured. Our insurance can help protect you and your dance teacher's business when a client makes a claim against you.

What's included?

Our dance teacher's insurance policy is one of the widest available and automatically includes:

Public Liability
Professional Indemnity
Dance Shows

Money Cover
Business Equipment
Legal Expenses

Cover is also available for:

Employer's Liability
Personal Accident

As our dance teacher insurance is underwritten by RSA you can have confidence that each policy is backed by one of the most respected and experienced insurers in the UK. RSA is a leading international specialty insurance group with offices in the United Kingdom, Spain, Ireland and many more. They have financial ratings of A (Strong) by Standard & Poor's and A2 (Good Security) by Moody's Investors Service.

Cover4Dance is a trading style of Weald Insurance Brokers Ltd who are regulated by the Financial Conduct Authority (FCA) and a member of the British insurance brokers association. Our details on the FCA register can be found by clicking here FCA Register. Visit our website www.wealdinsurance.com for more information.

Free Dance Shows Cover

Free Business Equipment Cover

Free Money Cover

Free Legal Expenses Cover

Civil Liability Explained

Civil Liability cover includes Public & Products Liability, Libel and Slander and Professional Indemnity insurances.

Public Liability cover can help to protect you against the cost of claims which may be made against you if you negligently cause injury to someone else, or loss or damage to their property, through your actions while you are working as a dance teacher
Products Liability cover can help to protect you against the cost of claims which may be made against you if you negligently cause injury to someone else, or loss or damage to their property, through products which you may supply to them in the course of your dance teaching
Libel and Slander cover can help to protect you against claims where you are alleged to have defamed another person, either in writing or orally while you are working as a dance teacher. The limit for this part of the cover is £25,000.
Professional Indemnity cover can help protect you if claims are brought against you for compensation if you cause harm to another as a result of your professional advice, tuition, or otherwise in the performance of your professional duties as a dance teacher

Employers' Liability Explained

If an employee is injured or becomes ill as a result of the work they do for you, they may claim compensation from you. Employer's liability insurance will enable you to meet the cost of compensation for your employees' injuries or illness, as well as costs which may be incurred in defending a claim brought against you. If you are not sure if you require this cover, more details can be found in our FAQ - "Do I need employers' liability insurance"

Business Equipment Explained

This provides cover for loss or damage to your business equipment. Cover extends to anywhere in the UK, subject to the conditions found in the policy summary and wording. £5,000 of cover is automatically included under the policy. A £250 excess applies.

Personal Accident Explained

This provides cover for you and your employees and is valid during your occupation with an age limit of 80. The benefits provided are as follows:

£15,000 - Death and capital benefits
£50 per week - Temporary Total Disablement
£25 per week - Temporary Partial Disablement

Dance Shows Explained

Should you be arranging dance shows throughout the year, our policy automatically provides cover for your potential liability for loss or injury to the audience for up to 20 shows with a maximum audience size of 500 persons. Should you be arranging a show with a larger audience, please contact us to obtain a quotation.

Legal Expenses Explained

This policy covers legal and professional fees, costs and expenses up to an aggregate limit of indemnity of up to £100,000 in connection with legal proceedings in respect of any of the following insured incidents:

Disputes with Employees.
Employment Awards.
Criminal Proceedings Defence Cover.
Property Legal Protection.

Excesses Explained

The following excesses apply to your policy as a whole regardless of the specific cover you have selected. For full details of these please read your Policy Wording/Schedule.

Excesses

Item	Excess
Instructor Equipment	£250
Public/Products Liability - Any One Event	£250
Professional Indemnity	£250

- Get A Quote -

Select a start date

Civil Liability Limit

Business Equipment Limit

Employers Liability Limit

Dance Shows Limit

Personal Accident Limit

Discount Code

Premium	£53.30
Insurance Premium Tax @ 6%	£3.30
Administration Fee	£1.50
Total Payable (per year)	£63.30

Speak to an adviser

01959 560495 Monday to Friday 9.00am - 5.00pm

- Product literature -

Policy Wording (PDF 614kb)

Policy Summary (PDF 249kb)

Dance Insurance